Risk Profile Questionnaire

Name*
First Last
Email*

If you are getting advice as a couple, please complete this questionnaire individually for each of you.
Q1. How familiar are you with investing?*
- I am an experienced investor. For example, I am familiar with investing and take an active interest in the share market.
- I have a good understanding. I know how my super or managed funds work and I know how my money is invested.
- I have very little experience. I might know the balance of my super fund.
- I have no experience.
Q2. Some investment assets change value frequently; while their value may increase over time, their value may also decrease. Which best describes your attitude to investment fluctuations?*
- I prefer investments that are stable with low levels of fluctuation.
- While I prefer stable investments with low fluctuation, I am comfortable if a small portion of my money experiences more volatility than the rest.
- I accept that I will see the value of my investments going up and down, but I would like to maintain some stable investments to smooth returns over time.
- I expect to see the value of my portfolio going up and down, and I am comfortable investing most of my portfolio in assets with higher levels of fluctuation.
Q3. Given your investment timeframe, how much could a $100,000 investment fall in value before you would start to feel really uncomfortable, or question your decision to invest?*
- Any fall would make me feel uncomfortable or question my decision to invest.
- A $10,000 fall (to $90,000) would make me feel uncomfortable or question my decision to invest.
- A $20,000 fall (to $80,000) would make me feel uncomfortable or question my decision to invest.
- A $30,000 fall (to $70,000) would make me feel uncomfortable or question my decision to invest.
Q4. If your portfolio balance increased over time and you felt you were on track to meeting your goals, what would your likely thought process be?*
- Take more risk within my portfolio, with the hope of achieving more of my goals, even if this has a chance of jeopardise some of my goals.
- Continue to maintain my investment strategy
- As long as my goals could be met, I would sell down part of my investments to reduce the chance of jeopardising my goals, even if this means accepting a lower return.
Q5. If markets experienced negative returns and you felt that you were starting to ‘fall behind’ in meeting your goals, what would your likely thought process be?*
- Increase the risk to pursue my goals.
- Continue to maintain my investment strategy to ride out the negative returns.
- Reduce the risk within my portfolio to avoid further jeopardising my goals, even if this means I wouldn’t be able to meet all of my goals.
- Sell my investments to avoid any further losses, even if it means my goals will not be met.
Q6. Let’s say that your investment portfolio drops in value. How long would you be willing to wait for it to recover and return to its previous level before moving to a more conservative investment?*
- I would move to a more conservative investment immediately, I won’t accept any fall in my investment
- 12 months
- 2 years
- 5 years
- 7 years +
Q7. Higher returns require higher levels of risk to be taken by an investor. What level of risk would you be comfortable taking to meet your goals?*
- 1 in 5 chance (20%)
- 1 in 12 chance (8%)
- 1 in 33 chance (3%)
- 0%
Q8. Which of the following best describes your current situation?*
- Investor with few financial commitments (eg single). I am looking to accumulate wealth for the future.
- Investor who has financial commitments (eg young family). I don't have a lot of money at the moment, but want to save more.
- Well established. My finances are under control. I want to save more and am starting to seriously consider funding retirement.
- Preparing for retirement. I am thinking of downsizing my home and looking at strategies to release retirement funds.
- Retired. I depend on my investments and am keen to maintain lifestyle